No creadit card no sign up just text n fuck
One day a new icon appeared on Liu’s Alipay home screen. The name, like that of Alipay’s parent company, evoked the story of Ali Baba and the 40 thieves, in which the words magically unseal a cave full of treasure.When Liu touched the icon, he was greeted by an image of the Earth.Until recently, it was difficult to get a credit card with any bank other than your own. As housing prices spiked, this became increasingly untenable.
“It uses big data to conduct an objective assessment.
Still, efforts to establish a reliable credit system foundered because China lacked a third-party credit scoring entity.
What it did have by the end of 2011 were 356 million smartphone users.
The higher the score, the better your credit.” Further down was a button that read, in clean white characters, “Start my credit journey.” He tapped.electrical engineer named Bill Fair and a mathematician named Earl Isaac started a small tech company out of a San Francisco apartment.
They named it Fair, Isaac and Co., but the business eventually came to be known, for short, as FICO.
Whenever Liu opened Alipay on his phone, he saw a neat grid of icons that vaguely resembled the home screen on his Samsung.